Job Title: Direct Household Underwriting Manager
Contract Type: Permanent, Part Time, Full Time, Job Share option available
Salary Range: Circa £70,000
Location: Eastleigh
Closing date: Friday 10th January

Direct Household Underwriter Manager: To manage the performance and profitable development of the Ageas Direct Household portfolio through the effective control of underwriting and business development activity across all distribution channels.

As the Direct Underwriting Manager you will play a lead role in shaping our underwriting strategy. You will collaborate with cross-functional teams across Ageas to drive profitable growth and enhance our competitive position in the market.

Main Responsibilities as a Direct Household Underwriting Manager: 

• To lead the underwriting management of the Direct Household underwriting portfolio, working with Ageas teams to develop and profitably grow the RIAS and Ageas products and deliver against our strategic ambition and Plan KPIs.
• Working closely with the wider Household Underwriting, Household Pricing, Technical Underwriting and Strategic Underwriting teams, support the delivery of medium and long term underwriting activity and improvement to continue to push our capabilities to best in class standards
• To lead the monitoring of the Direct portfolio; analysing performance, profile of business, underwriting rules and documentation and make underwriting changes/recommendations, as appropriate, to control areas of poor performance and optimise profitable growth.
• To critically evaluate new product propositions in order to project their scale, profitability and recommend any necessary underwriting changes.
• To manage, motivate and develop your team in order to meet both business objectives and the development of underwriting expertise, ensuring that effective communication and performance management takes place.

Skills and experience you need as a Direct Household Underwriting Manager: 

• A minimum of 5 years’ experience in a personal lines Head Office environment in a senior underwriting and/or pricing role is essential.
• An excellent understanding of underwriting and pricing principles and experience of a wide range of technical issues, including the construction of policy wording, underwriting footprints and pricing structures.
• Experience in managing through the performance cycle and clear understanding of the drivers of underwriting results across all key performance indicators in the Direct-to-consumer channel. Able to balance the technical and commercial priorities together in successfully managing a portfolio.  

Here are some of the benefits you can enjoy within theDirect Household Underwriting Manager role based at Ageas in Eastleigh: 

At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.

Flexible Working - Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares . We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.

Supporting your Health – Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Yoga, Mindfulness.

Supporting your Wealth – Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.

Supporting you at Work - Well-being activities, yoga, mindfulness sessions, Sports and Social Club events and more.

Supporting you and your Family – Maternity/pregnant parent/primary adopter entitlement of 16 weeks’ at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.

Benefits for Them – Partner Life Assurance and Critical Illness cover

Getting Around – Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover

Get some Tech – Deals on various gadgets including Wearables, Tablets and Laptops.

Supporting you back to work - Return to work programme after maternity leave

About Ageas:
We’re one of the largest car and home insurers in the UK. Our People help Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.

As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Employer, we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to support and adjustments throughout your recruitment experience. If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information please see Ageas Everyone.

We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.

Our aim is to have great people everywhere in our business and we’re always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share arrangements.

To find out more about Ageas, see About Us.